ACTUARIES Who Care

Privacy Policy

J. S. Cheng & Partners Inc. (“JSCP”) Privacy Policy

Thank you for visiting JSCP’s website (the “Website”). Your privacy is important to JSCP. This notice supplements JSCP’s professional obligations of client confidentiality and describes policies regarding the collection, use and disclosure of personal information submitted by you on the Website.

Collection of Personal Information
JSCP may collect certain personally identifiable information, such as your personal phone number and personal address (“Personal Information”), that you provide by e-mail through the Website. Please note that business information (e.g. your name, title or position, type of business or business e-mail address, telephone or facsimile number) is not Personal Information. JSCP collects Personal Information in this manner to, inter alia, fulfill your requests for information regarding products or services offered by JSCP or accept your employment application.
From time to time, JSCP may collect non-personal information about you and your use of the Website through cookies or web beacons that uniquely identifying your browser when you visit the Website, including but not limited to the recordal of your web request, IP address, browser type, browser language, platform type, landing pages, pages viewed, time spent on particular pages and/or the date and time of your request.

Use of Personal Information
If you submit Personal Information by e-mail through the Website, then JSCP may use it without further consent for non-marketing or administrative purposes (e.g. notifying you of changes or updates to the Website; customer service purposes). JSCP may use Personal Information you provide by e-mail through the Website to respond to your e-mail requests. JSCP uses the Personal Information you provide only for the purpose for which you have provided it.  
JSCP may also use cookies to monitor statistical data relating to the use of the Websites (e.g. track your entries, views and such). Please note that the Website may not function if the cookies function is disabled.

Disclosure of Personal Information
JSCP will not disclose, sell or share your Personal Information to third parties for commercial or marketing use.  JSCP may disclose your Personal Information to third party service providers acting on JSCP’s behalf in a manner consistent with this policy. If JSCP is acquired by or merged with a third party entity, it reserves the right to transfer or assign any and all information it has collected from you, including Personal Information, as part of such merger, acquisition, sale, or other change of control.
JSCP may be required, by law to disclose your Personal Information, including to law enforcement or related authorities, agents and advisors, or where JSCP has a reasonable belief that an individual’s personal safety may be at risk or threatened.

Security
JSCP utilizes commercially reasonable, physical, administrative and technical measures to protect your Personal Information transmitted through the Website against accidental, unlawful or unauthorized misuse, destruction, loss, alteration, access or disclosure. However, JSCP cannot warrant that any information you transmit through the Website may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards and you transmit Personal Information at your own risk.
The Website may contain links to third party sites which may have different privacy policies from JSCP and may independently collect your Personal Information and information generated through the use of cookies when you link to their websites.  JSCP is not responsible for the content on these sites and/or their privacy practices.

Miscellaneous
The Website is hosted in Canada and this Policy is meant to cover users in Canada. If you are accessing the Website outside of Canada, please be advised that through your continued use of the Website, which is governed by Ontario law, you expressly consent to be governed by Ontario law for these purposes.
This Privacy Policy may be revised periodically and posted on the Website and shall be effective on or after the date of posting. Your continued use of the Website constitutes your agreement to this Privacy Policy and any amendments made from time to time.

Please contact PrivacyOfficer@jscp.com if you have any questions about JSCP’s privacy practices.

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